I think if you check with your insurance agent that TRAILERS are covered by the
vehicle towing them. The load (your boat) is not covered unless insured. I
would highly recommend a boat policy, primarily to protect you (liability and
property damage). It's not really very expensive for an underpowered boat. You
guys with 225HP outboards may have to pay a little more.
I AM NOT AN INSURANCE AGENT, but I do know a few. (BG) For those eligible,
USAA is great, if not, I suggest you try your local agent and compare to
BOAT/US. Shop around a little.
Ted Duke
WWPs19 #626
Mountains of Virginia
Mike Calva wrote:
> - - - - - - - - - - - - - - - - - - - - - - - - - - -
> West Wight Potter Website at URL
> http://www.lesbois.com/wwpotter/
> - - - - - - - - - - - - - - - - - - - - - - - - - - -
> Better check that out. I was told by my insurer (USAA) that my normal
> collision insurance only covered damage to the TRAILER not the boat itself.
> To get that I needed to get a boat rider. They asked me lots of questions
> about how much experience I had (None at the time). Their question was How
> big was the largest boat you have used in the past. I told them 17 feet
> (didn't tell them it was a canoe).
>
> Mike Calva
> "Panacea" P19 #719
>
> PS. If anyone from USAA is listening I've had this problem with someone
> impersonating me on the internet...
>
> -----Original Message-----
> From: John Haley <haley@sgenaa.cc.geneseo.edu>
> To: wwpotter@tscnet.com <wwpotter@tscnet.com>
> Date: Monday, November 30, 1998 7:31 AM
> Subject: Fender benders
>
> >- - - - - - - - - - - - - - - - - - - - - - - - - - -
> > West Wight Potter Website at URL
> > http://www.lesbois.com/wwpotter/
> >- - - - - - - - - - - - - - - - - - - - - - - - - - -
> >>
> >>I just try to hit something cheap... <G>
> >>
> >>Other than that, I pray...
> >>
> >>Clunk..., crash, scrape...
> >
> >Greetings,
> >
> >With this sage advice in mind, does boat insurance work like car insurance.
> >If I drift my P15 into the gilded hull of a mega yacht would the inurance
> >company foot the bill after the deductible. To date, I have not insured my
> >boat. It is covered while trailering by car insurance, and cost me too
> >little to initially worry about insurance. But now as I invest more time
> >into her I am starting to think about it.
> >
> >
> >Cheers,
> >
> >John Haley
> >P15 #391 Morgan
> >Adrift in Rochester NY
> >
> >
> >
> >John Haley
> >
> >Systems Manager
> >Administration and Finance
> >SUNY Geneseo
> >haley@sgenaa.cc.geneseo.edu
> >716.245.5548
> >
> >