Boats with as light a displacement as the P15 are not normally insured
beyond car/trailering/on-the-road insurance, because when they hit the
gilded mega yachts, they are so light that they just bounce off, and the
mega yachts never even know anything happened. Of course this is an
exageration and there are exceptional situations, but this is
essentially what my insurance agent told me. He did recommend that I
insure the Capri 16 because with it's 1350 lbs of momentum, it can do
some damage when it hits. The same probably applies to the P19.
:)
Steve Barnes sailing a Capri 16, #74,
and saleing a Potter 14, #561, in San Diego.
"Everything is everything!"
OLDSURFDUDE